Posts Tagged used motorcycle
How to Protect You & Your Family From a Motorcycle Accident For Only Pennies Per Day
The “Fatality Rate per 100 Million” (miles traveled) for motorcycle riders has nearly doubled from 22.73 to 39.89 fatalities per 100 million miles traveled this was during the period of 1997 to 2004. The number of miles mentioned above may include many Iowans, because riding motorcycles is a popular hobby for many people in Iowa and the Midwest. There are numerous events during the summer time that involve motorcycle riders.
To put it into numbers, there has been over a 30% increase in motorcycle sales since 2001. All those sales equal more motorcycle related accidents. What are even more alarming are the accidents, with the increase in sales, there are more accidents which have caused motorcycle related deaths to jump up by 50%! That’s huge… that’s over 4,700 deaths in the US by just motorcycle accidents alone.
According to the National Highway Traffic Safety Administration, motorcyclists are roughly 35 times more likely to be killed in accidents than automobile drivers, especially during the first year of owning a bike because of experience.
Statistically, if you ride a motorcycle then you have about a 50% chance of being in a motorcycle accident during your lifetime. Each year almost 100 Iowans are killed and hundreds are seriously injured in motorcycle accidents.
Unfortunately, many of these accidents are caused by drivers with little or no insurance. What many Iowans do not know is that Iowa law only requires a person to have $20,000 in insurance coverage for bodily injuries. Given the rising costs of medical care, that number barely covers a trip to the hospital and follow-up medical care. Statistics tell us that about 12% of Iowans have no car insurance and we estimate that another 60% of Iowans do not have enough. What happens if you are involved in a motorcycle accident caused by one of these drivers, sustains serious injuries, has a pile of medical bills and cannot return to work?
What can be done to protect you and your family from these irresponsible and uninsured drivers? The insurance companies probably have not told you and won’t tell you. Many Iowans don’t know what uninsured and underinsured motorist insurance coverage is. Unisured and underinsured motorist insurance is the only motorcycle insurance that can protect you and your family for injuries caused by a motorcycle accident. Our survey of the leading motorcycle insurance companies shows that for most Iowa drivers the difference between providing $20,000 and $500,000 in coverage is less than a dollar per day. Isn’t it worth protecting your family?
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Find Motorcycle Insurance – Where Should You Look For to Find Motorcycle Insurance
There is a very important distinction between automobile and other types of insurance. All states have laid down minimum automobile coverage requirements that each and every automobile owner must fulfill. It is illegal to drive any vehicle on the road if you do not have adequate protection. This is why this cost insurance is added to the cost of the brand new automobile. However, you will have to manually obtain coverage when buying a used motorcycle. Hence, if you are planning to buy a two wheeler or if you have already done so, it is imperative that you get insured as quickly as possible.
You may be a very good motorcycle rider. This does not exempt you from the legal requirement related to insurance. Rather than trying to bypass the rule, it is best to find out ways to obtain affordable cover as quickly as possible.
You will not face any difficulty in locating two- wheeler coverage because reputed insurers who provide policies for cars offer coverage for these vehicles as well. The only thing that you should focus on is locating the cheapest and most beneficial coverage. The easiest and most convenient method to achieve this goal is to make use of insurance quotes. You can find adequate cover without any difficulty at the lowest cost possible if you search for estimates on the World Wide Web.
Considering the fact that the recession is just beginning to end, it is not yet safe to deal with just any and every insurance provider. It is best to restrict yourself to the most reliable and most reputed companies. You can locate the best motorcycle plans offered by good companies by making use of web sites that collaborate with these insurers for offering reliable quotes.
If you do not want to waste time searching for motorcycle cover, you should provide accurate and reliable information when requesting the quote. This will ensure that the estimated cost of coverage of your motorbike does not vary significantly from the final premium payable for activation of the policy. Obtain as many quotes as you want as this is the most convenient method of finding vehicle coverage quickly.
It is important to compare insurance quotes before getting signed up with an insurance policy. When you compare insurance quotes you can rest assured you are saving both time and money because you are guaranteed to get the lowest insurance quote.
Given the current recession it is important to make sure to prioritize your money and compare insurance quotes online. A good place to state would be an online website that actually allows you to compare insurance quotes online for free.
A good site to compare insurance quotes online can be found here:
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